Alternative Lending & Private Lending Solutions from Reliable Lenders

Servicing the following alternative lending & private mortgage scenarios

  • Land Loans & Acquisitions
  • Construction Financing
  • Bridge Financing
  • Sub Prime & Private Mortgages for Credit Challenges
  • Capital Take Out

and are you looking for a Mortgage or Financing for your small business? We can help.

Rated 5 stars by our clients!
Rated 5 Stars by Our Clients!

Simply fill out the form below to see how we can help get you the financing you deserve.

Options Designed with you in mind

Get private funds for real estate financing or consolidating debt

Just a few of the hot markets we service include Kitchener, Waterloo, Guelph, Toronto, Newmarket, Vaughan, Aurora, Richmond Hill, Hamilton, Niagara, London, Barrie, Oshawa, Whitby, Peterborough, Kawartha's and many more.

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A Better Way To Mortgage

No-Hassle Private Mortgage Loans

Welcome to a better way to borrow

Mortgage Alternatives by Mortgage InGenuity Inc. Partners with mortgage lenders who share our beliefs that applying for a mortgage or financing should be fast, simple, and secure.

If you are a homeowner having difficulty getting funds from traditional lending instituitions, then we can help you borrow the funds from alternative sources including private lenders.

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Mortgage Process Made Easy

Helping You Along Each Step Of The Way

Is a private mortgage the answer?

For those having trouble qualifying for a traditional mortgage, a private mortgage might be the way to go. With increasingly stricter mortgage regulations and qualifications, private mortgages are growing in popularity.

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What do you need help with?

Land Loans and Acquisitions

- Financing on raw land for residential and commercial development projects that are currently in the site plan or rezoning process. 
- Loan amounts from 50% - 80% LTV
- Prepayment options available
- 6 months - 2-year terms

contact us to learn more

Construction Financing

- For site plan approved projects that require funds to construct single or multi-tenant commercial buildings such as retail strip plazas,  condominiums, and commercial office towers.
- Flexible presale or leasing requirements based on credit parameters.
- 1 - 3 Year Terms

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Bridge Financing

- Interim financing options for properties under development that require short-term financing solutions
- Loan amounts from 50% - 90% LTV
- 6 month - 2 year Terms

contact us to learn more

Private Mortgages for Credit Challenges

- Credit Scores that are below 620
- Loan amounts up to 85% loan-to-value
- 1- to 2-year terms, up to 5 years on term
- Good and marketable residential properties (Major Urban, Urban centres)

contact us to learn more

Consolidate Your Debt and Save

- Use your home equity to reduce your credit card debt.
- Consolidate high interest rate credit cards to one lower rate.
- Save money and increase cash flow.
- Reduce stress knowing that your financial situation is now manageable.

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Capital Take Out

- On completion of your project we help attain long-term financing that replaces short-term interim financing. Such loans are 1st position loans with reputable institutions.
- Competitive financing solutions
- Accessible to those who have significant credit qualification
- Minimum occupancy levels required for income producing properties

contact us to learn more

Lean on Our Amazing Support Team!

We find you the best private funding solution to save you headaches and hassles.

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Rated 5 Stars

Rated 5 Stars by Our Clients!

  • I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.
  • Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!
    Amanda and Jim
  • Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!
  • I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything.